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We will look at 5 best credit cards for 2023. But first let us look at a credit card. What  is a credit card?

Investopedia defines a Credit card as “a thin rectangular piece of plastic or metal issued by a bank or financial services company that allows cardholders to borrow funds with which to pay for goods and services with merchants that accept cards for payment”.

How does does a credit card work?

A credit card gives conditions which allows holders to be able to pay back the amount they borrowed.

It also allows card users to pay back their interest as well as any additional charges that are there to settle.

A credit card user is given the opportunity to borrow money and this may be in the form of cash advances.

The cash advances can be accessed via normal bank tellerss, ATMs and or credit card convenience checks points.

It must be noted that such cash advances comes with disadvantages like no grace periods and even higher interest rate.

It worthy to note that most businesses allow their customers to buy using their credit cards. This has made the credit card the most common way of payment especially when making purchases for consumer goods and services.

It is has been said that credit cards as well as debit cards are offers for those who have little. They are mostly induced with perks such as cash back, discounts and even reward miles.

We know that no one credit card is good for every budget and that is why we have put together 5 best travel credit card in 2023.

Also read:

4 best personal loans you must go for in 2023.

These cards are based on their ability to meet  multiple situations.

Capital One Venture X Rewards Credit Card

5 best travel Credit Cards for 2023


The first best travel credit card is the Capital One Venture X Rewards Credit Card.

This card is packed with better options like extras that is like no other among its competitors.

It also has an annual fee which cannot be compared with others as it is lower than many other cards. The Capital One Venture X Rewards Credit Card annual travel credit and anniversary miles are enough to justify their annual fee. Aside this, their miles are easy to earn and use as well.

With this card, you can earn 75,000 bonus miles whenever you spend $4000 purchases within the first three months of your account opening. This is equal to $750 in travel.

Again, you can “Receive up to $300 back annually as statement credits for bookings through Capital One Travel”.

You stand to get capital one’s best prices on many thousands of options.

They also offer the chance to “earn unlimited 2X miles on all other purchases”.

Other benefits include the following:

  • Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®
  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
  • Elevate your stay at luxury hotels and resorts from the Premier Collection with a $100 experience credit, daily breakfast for 2 and complimentary WiFi on every booking, plus other premium benefits like room upgrades, early check-in and late checkout when available

5 best travel Credit Cards for 2023

Chase Sapphire Preferred® Card

5 best travel Credit Cards for 2023

If you spend frequently on your travel and dining out, then this card gives superior points earning rate for you.

This card is the second best travel credit card that we will look at.

The card has an annual travel credit of $300.

The card has the following details that you have to pay attention to.

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $900 toward travel when you redeem through Chase Ultimate Rewards®
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
  • Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards®. For example, 60,000 points are worth $900 toward travel
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.

The Platinum Card® from American Express

5 best travel Credit Cards for 2023

If you are a frequent traveler who wants to fully leverage on the luxury of travel benefits, then the Platinum card is your best card.

The card has a high reward on flights as well on hotel booked and this is through the American Express travel.

The card offer a “Comprehensive airport lounge access”. There are also luxury travel benefits  with elite status and this is with Hilton and Marriott with enrollment.

The following are other amazing details of the card which makes it the preferred card.

  • Earn 80,000 Membership Rewards® Points after you spend $6,000 on purchases on the Card in your first 6 months of Card Membership.
  • Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
  • $200 Hotel Credit: Get $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®.
  • $240 Digital Entertainment Credit: Get up to $20 in statement credits each month when you pay for eligible purchases with the Platinum Card® at your choice of one or more of the following providers: Peacock, Audible, SiriusXM, The New York Times, and other participating providers. Enrollment required.
  • $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership with a statement credit after you pay for Walmart+ each month with your Platinum Card. Cost includes $12.95 plus applicable local sales tax.
  • American Express has expanded The Centurion® Network to include 40+ Centurion Lounge and Studio locations worldwide. Now there are even more places your Platinum Card® can get you complimentary entry and exclusive perks.
  • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Card.
  • $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only.
  • $300 Equinox Credit: Get up to $300 back each year on an Equinox+ subscription, or any Equinox club memberships when you pay with your Platinum Card. Enrollment required. Learn more.
  • $189 CLEAR® Credit: Breeze through security with CLEAR® Plus at 45+ airports nationwide and get up to $189 back per year on your membership (subject to auto-renewal) when you use your Card.
  • $695 annual fee.


By Robert

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